Dining & Shopping

Found 11 blog entries about Dining & Shopping.

 

Is Your House Priced To Sell Immediately (PTSI)? | MyKCM

In today’s real estate market, with more houses coming to market every day and eager buyers searching for their dream home, setting the right price for your house is one of the most important things you can do.

According to CoreLogic’s latest Home Price Index, home values have risen at over 6% a year over the past two years, but have started to slow to 4.4% over the last 12 months. By this time next year, CoreLogic predicts that home values will be 4.6% higher.

With prices slowing from their previous pace, homeowners must realize that pricing their homes a little OVER market value to leave room for negotiation will actually dramatically decrease the number of buyers who will see their listing! (see the chart below)Is Your House Priced To Sell Immediately (PTSI)? | MyKCMInstead of the seller

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What Credit Score Do You Need To Buy A House? | MyKCM

There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed!

Only 25% of the Americans have a FICO® Score between 740 and 800. Here is the breakdown according to Experian:

  • 16% Very Poor (300-579)
  • 18% Fair (580-669)
  • 21% Good (670-739)
  • 25% Very Good (740-799)
  • 20% Exceptional (800-850)

Randy Hopper, Senior Vice President of Mortgage Lending for Navy Federal Credit Union said,

“Just because you have a low credit score doesn’t mean you can’t purchase a home. There are a lot of options out there for consumers with low FICO® scores,”

There are

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7 Things To Avoid After Applying for a Mortgage! | MyKCM

Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be able to tell you how your decision will impact your home loan.

Below is a list of 7 Things You Shouldn’t Do After Applying for a Mortgage! Some may seem obvious, but some may not!

1. Don’t change jobs or the way you are paid at your job! Your loan officer must be able to track the source and amount of your annual income. If possible, you’ll want to avoid changing from salary to commission or becoming self-employed during this time as well.

2. Don’t

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What’s Going On with Bidding Wars? | MyKCM

In a strong seller’s market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller’s market is defined as a market in which the inventory of homes for sale cannot satisfy the number of buyers who want to purchase a home.

According to the Cambridge English Dictionary, bidding wars occur when two or more parties repeatedly outbid each other as they compete to purchase something- in this case, a home.

In some areas of the country, first-time buyers have been met with fierce competition throughout their experience. Some have been out-bid multiple times before finally winning a bid on a home to call their own.

According to the latest Existing Home Sales Report from

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How to Have a Unique Open House | MyKCM

According to the National Association of Realtors, total inventory has been growing for six months straight, as has the number of buyers looking to find their dream home. In a market where inventory is increasing, you want to stand out in the crowd!

This quote from Grandscope puts it well:

“You can differentiate from competition by WOWing or exciting customers, not just trying to compete on price.”

What better way than to be creative with your Open House!

Here are a few ideas for how to do this in this era of technology.

1) Facebook Live Virtual Open House

This can also work as a ‘preview’ before an official Open House. Let your agent walk potential buyers through your home using a webcam or cell phone, highlighting the

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Home Prices Up 5.73% Across the Country! [INFOGRAPHIC] | MyKCM

Some Highlights:

  • The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report.
  • In the report, home prices are compared both regionally and by state.
  • Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more!
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No Worries… Home Prices Coming in for a SOFT Landing | MyKCM

Home prices have appreciated considerably over the last five years. This has some concerned that we may be in for another dramatic correction. However, recent statistics suggest home values will not crash as they did a decade ago. Instead, this time they will come in for a soft landing.

The previous housing market was fueled by an artificial demand created by mortgage standards that were far too lenient. When this demand was shut off, a flood of inventory came to market. This included heavily discounted distressed properties (foreclosures and short sales).

Today’s market is totally different. Mortgage standards are tighter than they were prior to the last boom and bust. There is no fear that a rush of foreclosures will come to market.

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Brew, Brats, and Bands at the Barn - Bittinger Team, REALTORS

It’s summer in Michigan! And what says summer better than cold beers, all-you-can-eat brats and live music? Mark your calendars for the 9th annual Brew, Brats, and Bands at the Barn on September 8, 2018 at Cady-Boyer Barn. This annual community fundraiser is hosted by the Canton Historical Society.

The Canton Historical Society has a mission to conserve, communicate and celebrate the history of Canton, MI. We at Bittinger Team, REALTORS believe it’s organizations like this, that are passionate about this community, that make buying a home in Canton, MI so rewarding. Canton, MI events are awesome!

 

The Important Stuff

How Much?

  • Pre-sale tickets are $25 through September 1

  • On-site tickets are $30 the day of the event

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canton

A new year in Michigan brings with it new hopes, dreams, and opportunities. It also brings cold temperatures that trap many of us inside our houses, hibernating for months. It doesn’t have to be this way! As we head into February, let’s skip the seasonal slump and get out and explore the place we call home.

Canton, Michigan is a constantly-evolving community that offers so much to its residents. And although we can’t enjoy all the fun to be had outdoors right now, there are plenty of warm, indoor options that will have you out of your house and having fun in no time.

Now that the holiday crowds have died down, Ford Road in Canton is the perfect place to start. The “Miracle Mile” of Canton, as we like to call it, is a 3-mile corridor of some of

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We recently had the opportunity to meet up with some friends at E.G. NIck's in downtown Plymouth, Michigan. As always, it was a great spot to hangout and enjoy a great meal. But, what got us was the INCREDIBLE holiday decor. MULTIPLE Christmas trees decked in glorious sparkle and glimmer, and some with unique themes, are sprinkled around the whole place. Don't just walk through the vestibule - there's a pretty one there, too. Well done, E.G. Nick's! You've spread some joy this holiday season in the most glorious way!

E.G. Nick's

Our Artificial Intelligence Assistant is Always Standing By 

Did you know that we have an artificial intelligence assistant? It's true! Her name is Brandi and she can answer your questions whenever they come up. She does all this by

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