Real Estate Blog | Canton, MI | Bittinger Team, REALTORS

One More Time… You Do Not Need 20% Down to Buy a Home

One More Time... You Do Not Need 20% Down to Buy a Home | MyKCM

The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses.

In combination with higher rents, survey after survey has shown that non-homeowners (renters and those living rent-free with family or friends) believe they need to save upwards of 20% for their down payment!

According to the “Barriers to Accessing Homeownership” study commissioned in partnership between the Urban Institute, Down Payment Resource, and Freddie Mac, 39% of non-homeowners and 30% of those who already own a home believe they need

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You may have heard that the housing market is softening. There is no doubt that buyer traffic has decreased. There are fewer purchasers in the market than there were last month and at this time last year. What you may not have heard, however, is that there is still a severe shortage of listing inventory in many regions of the country.

In a recent interview discussing the housing market, First American’s Chief Economist Mark Fleming put it simply:

“The biggest challenge is really the availability of supply.”

When we look at available inventory numbers released by the National Association of Realtors (NAR), we see that the actual number of homes for sale has decreased in each of the last five months.

What does this mean to you as a seller?

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The Cost Across Time [INFOGRAPHIC] | MyKCM

 

Some Highlights:

  • With interest rates still around 4.5%, now is a great time to look back at where rates have been over the last 40 years.
  • Rates are projected to climb to 5.0% by this time next year according to Freddie Mac.
  • The impact your interest rate makes on your monthly mortgage cost is significant!
  • Lock in a low rate now while you can!
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Selling Your House in 2019 - Bittinger Team, REALTORS

It’s time to sell your home and you’re wondering: Should I hire a Realtor? Not all Realtors in Canton, MI are alike, but with Bittinger Team, REALTORS you can trust that your home will sell quickly and for top dollar. We want you to have a great selling experience. With over 35 years of experience, Bittinger Team, REALTORS provides excellent service from the beginning to the end of the home-selling process.

So, why list with Bittinger?

Access to Our Team of Specialists

The soul of Bittinger Team, REALTORS is our dedicated, service-oriented staff. We provide you with team members who specialize in different parts of the selling process, so you can be strongly supported from start to finish. We pride ourselves on our teamwork and seek to go

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Selling Your Home in 2019 - Bittinger Team, REALTORS

The beginning of the year is chock-full of lists promising new commitments, goals, or a simplification of the past year. As Realtors in Canton, MI, we know what resolutions are needed when it comes to selling and buying a house.

Since 1983, Bittinger Team, REALTORS has consistently ranked in the Top 1% of all Realtors in their marketplace. If you are a homeowner looking to sell in 2019, then let us help simplify the process with these five New Year’s resolutions for selling your home in 2019.

1.   Get Your Finances in Order - Tax season is here, and it makes the perfect time to gather documents, create a new budget, pay down debt, and increase your savings. Sitting down now will ensure you can take the necessary steps for a seamless transaction

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2019 Plymouth Ice Festival - Bittinger Team, REALTORS

One of our favorite Plymouth, MI events returns in January to delight and inspire you. Visitors from all around are invited to the 2019 Plymouth Ice Festival to view the beautiful ice sculptures and enjoy all downtown Plymouth has to offer.

This free event kicks off on Friday, January 11, with the opening ceremony and ribbon cutting at 7:00 pm. Ice sculptures are available for viewing 24 hours a day and will remain standing after the event, weather permitting. The official festival hours are:

Friday, January 11 - 5:00 pm to 10:00 pm

Saturday, January 12 - 10:00 am to 10:00 pm

Sunday, January 13 - 10:00 am to 6:00 pm

 

The Plymouth Ice Festival - Enjoy Winter in Downtown Plymouth

The Plymouth Ice Festival will feature over 100 ice

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2019 Housing Market - Bittinger Team, REALTORS

What is the 2019 housing market forecast? What will the real estate market look like in the coming year?

At Bittinger Team, REALTORS, we know the market has looked a bit crazy over the past two years. 2017 saw the best housing sales in nearly a decade, and the US housing inventory hit the lowest level in recorded history in the winter of 2017-2018. We’ve been in the midst of a seller’s market and buyers have had to contend with strong competition and high prices.

The good news though, is that the market is continuing to stabilize as we move into 2019, getting better for buyers and still remaining very strong for sellers. At Bittinger Team, REALTORS, we pride ourselves on being the premier team of Realtors serving Canton, MI. With over 35 years

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Keep Your House Safe During The Holiday Season - Bittinger Team, REALTORS

Holiday home safety is at the front of many homeowners’ minds. With the influx of packages, families coming and going for vacations, and potentially hazardous string lights lining the edges of your house, there are plenty of ways that your holiday season can go south.

At Bittinger Team, REALTORS we understand that “safety first!” means a happier, more relaxed environment for you and your loved ones. We want you to feel secure in your home. Providing the most excellent service among Canton, MI Realtors, we are ready to help you look for a new home that is comfortable, protected and ideal for you and your family.

 

5 Tips for Holiday Home Safety:

Our staff at Bittinger Team, REALTORS, serving Canton, Plymouth and Northville, MI, knows what

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Glengarry Village Canton, MI - Bittinger Team, REALTORS

Glengarry Village in Canton, MI is a homeowners dream! From spacious homes to its proximity to fantastic amenities, this Canton, MI neighborhood has so much to offer home buyers.

As local Canton, MI Realtors, we’re proud to be a reliable source of information for Canton, MI neighborhoods. If you’re searching for a team you can trust to guide you to the right community and show you homes that fit your lifestyle and needs, let Bittinger Team, REALTORS assist you.

 

Canton, MI Homes for Sale in Glengarry Village

This beautiful neighborhood in Canton, MI features 218 homes mainly built in the 1990s. Homeowners love having plenty of room to grow with many houses boasting four or five bedrooms and over 2,000 square feet.

Houses in this

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Plymouth, Michigan Holiday Guide - Bittinger Team, REALTORS

It’s cold out there, so check out these delightful holiday events in Plymouth, MI. All season long you’ll find local shopping, dining, and entertainment to lift your spirits and warm your heart. Check out the events in this holiday guide to see why Bittinger Team, REALTORS loves holidays in Plymouth, MI!

 

Holiday Events in Plymouth, MI

  • Walk of Trees at Kellogg Park, Now - January 1, 2019 - Get in the holiday spirit as you take a walk downtown and enjoy the trees lining the walkways of Kellogg Park, decorated by local businesses and organizations.

  • Santa House Saturdays, Now - December 24, 2018, 12:00 pm - 4:00 pm - Santa will be greeting families at his house in Kellogg Park! If it's Saturday, and you're enjoying a walk through

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